Middle Creek is a small watercourse that drains through the village of Pearl Beach on the New
South Wales Central Coast. The creek is an ephemeral stream that drains a 58.3 ha catchment that
is mostly undeveloped and which extends back from the coast to the escarpment (refer Figure 1).
As shown in Figure 1, the creek rises over about 2 kilometres west from the coastline to an
elevation of 160 metres above sea level. The upper two-thirds of the catchment are extremely
steep with an average grade along the streamline of more than 10%. The lower one-third of the
catchment is much flatter and extends across a narrow floodplain before discharging through the
back beach dune of Pearl Beach.
The lower reaches of Middle Creek flow through the central section of the existing urban areas of
the village of Pearl Beach. The creek flows in an easterly direction along an alignment that
generally follows the rear boundary of properties that front Pearl Beach Drive and Emerald
Avenue (refer Figure 1). As a consequence, many of these properties fall within the adjoining
floodplain and are therefore susceptible to flooding.
Available anecdotal and recorded data indicates that flooding has occurred on many occasions,
most notably in January 1989, April 1989, February 1990 and January 1992. This flooding was
particularly severe in the vicinity of the Diamond Road crossing of the creek (refer Figure 1) and
led to significant damage to properties that adjoin the lower reaches of the creek.
In recognition of this, Council undertook works in early 1994 to increase the capacity of the
Diamond Road culvert. As a consequence, reports of damage in this area due to flooding are now
less common.
Notwithstanding, over the intervening period, there has been encroachment into the creek corridor
along the rear of those properties that front Pearl Beach Drive and Emerald Avenue. The
encroachment has occurred as a consequence of individual property owners undertaking works to
improve the amenity of their backyards. Unfortunately, this has often reduced the channel
capacity and led to increased flow velocities during flood events. These changes have
significantly impacted on the natural stream characteristics, resulting in increased bed and bank
scour and a deterioration in channel condition in the lower reaches. In addition, the altered
channel regime has increased the potential for localised flooding across private properties.
In recognition of these issues and the potential for flood damages to be incurred into the future,
Gosford City Council decided to embark on the development of a Floodplain Risk Management
Plan for Middle Creek. In 2003 Council completed the first stage in that process with the
publication of the Middle Creek Flood Study.
The Middle Creek Flood Study documented design flood levels and flow velocities for each of the
5, 20 and 100 year recurrence flood events. The report provided “baseline” flood data for use in
development assessments and the analysis of potential flood damage reduction measures. A range
of floodplain management measures were developed and assessed as part of work to prepare the
draft Middle Creek Floodplain Risk Management Study, which has recently been completed.
This report documents the preferred management options for Middle Creek and incorporates them
into a program of works that identifies the likely cost of each measure and their projected benefit
to the Pearl Beach community.