This report presents the results of a survey of damage caused by the August 1990 flood to residential and commercial properties in Forbes and Eugowra and compares these to a similar survey of flood damage in Nyngan caused by the April 1990 flood. This was done in an attempt to quantify the significance of flood warning and flood awareness in reducing flood damage. Fourteen residential properties and 8 commercial properties in Forbes were surveyed for flood damage; Four residential properties and 1 commercial property in Eugowra were surveyed.